{ "@context": "https://millertrustguide.com/.well-known/openapi.json", "publisher": "Miller Trust Guide", "description": "Machine-readable index of state-specific Qualified Income Trust (Miller Trust) guides. Informational only — not legal advice. Most states publish an official fill-in template (officialTemplateUrl); a small number publish no template at all (productModel: \"requirements-brief\"), in which case the guide is a required-provisions checklist instead — see policyManualUrl for the governing source either way.", "disclaimer": "Miller Trust Guide is a researcher-run informational publisher, not a law firm. Facts are sourced from each state Medicaid agency policy manual. For situation-specific advice, consult a licensed elder-law attorney in the applicable state.", "federalIncomeCapBasis": "300% of the 2026 Federal Benefit Rate (effective 2026-01-01)", "liveStateCount": 16, "totalDocumentedStates": 17, "states": [ { "name": "Alabama", "abbreviation": "AL", "slug": "alabama", "url": "https://millertrustguide.com/states/alabama", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "CMS January 2026 figures", "ltcProgram": { "abbreviation": "Alabama Medicaid", "name": "Alabama Medicaid — institutional (Nursing Home) long-term care and the home- and community-based services waivers (the Elderly & Disabled, Independent Living, Intellectual Disabilities, and Technology Assisted waivers), all of which use the 300%-of-SSI income limit" }, "agency": { "name": "Alabama Medicaid Agency", "abbreviation": "Alabama Medicaid" }, "primaryTerm": "Qualifying Income Trust", "productModel": "template", "officialTemplateUrl": "https://medicaid.alabama.gov/documents/9.0_Resources/9.4_Forms_Library/9.4.1_Applicant-Recipient_Forms/9.4.1_Form_262_QIT_Packet.pdf", "policyManualUrl": "https://medicaid.alabama.gov/documents/9.0_Resources/9.2_Administrative_Code/9.2_Adm_Code_Chap_25_Eligibility_7-15-23.pdf", "policyManualSection": "Ala. Admin. Code r. 560-X-25-.10 (300% of SSI income limit for institutional and waiver Medicaid); Alabama Medicaid Agency Form 262 / Handout #11 (Qualifying Income Trust packet); federal authority 42 U.S.C. § 1396p(d)(4)(B) / § 1917(d)(4)(B) of the Social Security Act", "reviewedDate": "2026-06-26", "blockedReason": null }, { "name": "Arizona", "abbreviation": "AZ", "slug": "arizona", "url": "https://millertrustguide.com/states/arizona", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "effective February 2026 (income/resource standards); effective January 2026 (Personal Needs Allowance)", "ltcProgram": { "abbreviation": "ALTCS", "name": "Arizona Long Term Care System (ALTCS) -- AHCCCS's long-term-care program covering nursing-facility vendor care, Home and Community-Based Services (HCBS), and hospice. All three routes are tested against the same 300% Federal Benefit Rate income standard on AHCCCS's own Eligibility Requirements table, and an Income-Only Trust can cure excess income under any of them" }, "agency": { "name": "Arizona Health Care Cost Containment System", "abbreviation": "AHCCCS" }, "primaryTerm": "Income-Only Trust", "productModel": "requirements-brief", "officialTemplateUrl": null, "policyManualUrl": "https://epm.azahcccs.gov/epmplus/Policy/Chapter_800_Trusts/803_Special_Treatment_Trusts/C_Income_Only_Trusts.htm", "policyManualSection": "AHCCCS Eligibility Policy Manual (EPM) 803-C \"Income Only Trusts\" (a Special Treatment Trust subtype, with the general conditions at EPM 803-A) -- federal authority 42 U.S.C. § 1396p(d)(4)(B); state authority A.R.S. § 36-2934.01, A.A.C. R9-28-407.E, R9-28-408.F", "reviewedDate": "2026-08-01", "blockedReason": null }, { "name": "Arkansas", "abbreviation": "AR", "slug": "arkansas", "url": "https://millertrustguide.com/states/arkansas", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "CMS January 2026 figures", "ltcProgram": { "abbreviation": "Arkansas LTSS", "name": "Arkansas Medicaid Long-Term Services and Supports (LTSS) — Nursing Facility (institutional) Medicaid, the ARChoices in Homecare and DDS home- and community-based waivers, Living Choices Level II assisted living, and PACE, all of which use the 300%-of-SSI income limit" }, "agency": { "name": "Arkansas Department of Human Services", "abbreviation": "Arkansas DHS" }, "primaryTerm": "Income Trust", "productModel": "template", "officialTemplateUrl": "https://humanservices.arkansas.gov/wp-content/uploads/DCO-9938.pdf", "policyManualUrl": "https://humanservices.arkansas.gov/wp-content/uploads/Medical_Services_Policy_Manual.pdf", "policyManualSection": "Arkansas Medical Services Policy Manual, Section H — Long-Term Services and Supports, §H-110 through §H-116 (Income Trusts) and §H-400 / §H-410 (Post-Eligibility); codified at Arkansas Administrative Code rule 016.28.22-004; federal authority 42 U.S.C. § 1396p(d)(4)(B) / § 1917(d) of the Social Security Act", "reviewedDate": "2026-07-10", "blockedReason": null }, { "name": "Colorado", "abbreviation": "CO", "slug": "colorado", "url": "https://millertrustguide.com/states/colorado", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "CMS January 2026 figures", "ltcProgram": { "abbreviation": "Health First Colorado", "name": "Health First Colorado (Colorado Medicaid) — Long-Term Care services under the 300% Institutionalized Special Income eligibility group: nursing-facility (institutional) care, the home- and community-based services (HCBS) waivers, and the Program of All-Inclusive Care for the Elderly (PACE)" }, "agency": { "name": "Colorado Department of Health Care Policy and Financing", "abbreviation": "HCPF" }, "primaryTerm": "Income Trust", "productModel": "template", "officialTemplateUrl": "https://hcpf.colorado.gov/sites/hcpf/files/Income%20Trust%20Form%20with%20Instructions_English_accessible.pdf", "policyManualUrl": "https://hcpf.colorado.gov/sites/hcpf/files/HCPF%20OM%2024-044%20Income%20Trusts%20-%20Revised%20Forms%20and%20Additional%20Guidance.pdf", "policyManualSection": "Colorado Medical Assistance Eligibility rule 10 CCR 2505-10 §8.100.7.E.6.a (Income Trusts); HCPF Operational Memo OM 24-044 (Income Trusts — Revised Forms and Additional Guidance, effective Aug. 10, 2024); statutory authority C.R.S. § 15-14-412.7", "reviewedDate": "2026-06-26", "blockedReason": null }, { "name": "Florida", "abbreviation": "FL", "slug": "florida", "url": "https://millertrustguide.com/states/florida", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "effective July 2026", "ltcProgram": { "abbreviation": "ICP", "name": "Institutional Care Program (ICP) -- Florida Medicaid's nursing-facility long-term-care coverage. The same 1840.0110 income standard and Qualified Income Trust mechanism also cover institutional Hospice, the Program of All-Inclusive Care for the Elderly (PACE), and Home and Community-Based Services (HCBS) waivers -- all four routes are tested against the same standard (Appendix A-9; Appendix A-22)" }, "agency": { "name": "Florida Department of Children and Families", "abbreviation": "DCF" }, "primaryTerm": "Qualified Income Trust", "productModel": "legal-guide", "officialTemplateUrl": null, "policyManualUrl": "https://ffic.myflfamilies.com/manual/1830.pdf", "policyManualSection": "ESS Policy Manual 1840.0110 (\"Income Trusts\") and 1840.0111 (\"Transfer of Income\"); Fla. Admin. Code R. 65A-1.701(57) and 65A-1.702(13); federal authority 42 U.S.C. § 1396p(d)(4)(B)", "reviewedDate": "2026-08-02", "blockedReason": null }, { "name": "Georgia", "abbreviation": "GA", "slug": "georgia", "url": "https://millertrustguide.com/states/georgia", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "CMS January 2026 figures", "ltcProgram": { "abbreviation": "LA-D", "name": "Long-Term Care Aged, Blind, and Disabled (LA-D) Medicaid (the DFCS class of assistance covering nursing-facility, hospice, and Elderly & Disabled Waiver care)" }, "agency": { "name": "Georgia Department of Community Health", "abbreviation": "DCH" }, "primaryTerm": "Qualified Income Trust", "productModel": "template", "officialTemplateUrl": "https://pamms.dhs.ga.gov/dfcs/medicaid/_attachments/form-948.pdf", "policyManualUrl": "https://pamms.dhs.ga.gov/dfcs/medicaid/2407/", "policyManualSection": "DFCS Medicaid Policy Manual, Section 2407 (Qualified Income Trust; effective May 2026, MT 79)", "reviewedDate": "2026-06-23", "blockedReason": null }, { "name": "Indiana", "abbreviation": "IN", "slug": "indiana", "url": "https://millertrustguide.com/states/indiana", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "CMS January 2026 figures", "ltcProgram": { "abbreviation": "IHCP", "name": "Indiana Health Coverage Programs — institutional (nursing facility) Medicaid and the PathWays for Aging / Health & Wellness home- and community-based waivers (the Special Income Level pathway)" }, "agency": { "name": "Indiana Family and Social Services Administration", "abbreviation": "FSSA" }, "primaryTerm": "Miller Trust", "productModel": "template", "officialTemplateUrl": "https://www.in.gov/fssa/ompp/files/Qualified_Income_Trust_Miller_Trust_template.pdf", "policyManualUrl": "https://www.in.gov/fssa/ompp/files/2615.75.15-Certain-Trusts-Receiving-Special-Consideration.pdf", "policyManualSection": "Indiana Health Coverage Programs Eligibility Policy Manual §2615.75.15 (Certain Trusts Receiving Special Consideration); 405 IAC 2-3-29 (Qualified Income Trust / Miller Trust)", "reviewedDate": "2026-06-26", "blockedReason": null }, { "name": "Mississippi", "abbreviation": "MS", "slug": "mississippi", "url": "https://millertrustguide.com/states/mississippi", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "CMS January 2026 figures", "ltcProgram": { "abbreviation": "Mississippi Medicaid", "name": "Mississippi Medicaid — institutional (Nursing Facility) long-term care and the home- and community-based services waivers (the Elderly & Disabled and Assisted Living waivers), all of which use the 300%-of-SSI income limit" }, "agency": { "name": "Mississippi Division of Medicaid", "abbreviation": "Mississippi Medicaid" }, "primaryTerm": "Income Trust", "productModel": "template", "officialTemplateUrl": "https://medicaid.ms.gov/wp-content/uploads/2020/07/Appendix-A-8-1-Long-Term-Care-Income-Trust-Document.-Revised-07012017.pdf", "policyManualUrl": "https://medicaid.ms.gov/wp-content/uploads/2025/07/Title-23-Part-103-Resources-eff-7.1.2025.pdf", "policyManualSection": "Mississippi Administrative Code Title 23, Part 103, Rule 5.17 (Income Trusts) and Rule 5.18 (Income Trust Legal Forms); statutory authority Miss. Code Ann. § 43-13-121; federal authority 42 U.S.C. § 1396p(d)(4)(B) / § 1917(d) of the Social Security Act", "reviewedDate": "2026-06-26", "blockedReason": null }, { "name": "Missouri", "abbreviation": "MO", "slug": "missouri", "url": "https://millertrustguide.com/states/missouri", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 1737, "incomeCap2026Couple": 3474, "incomeCapAsOf": "effective July 2026", "ltcProgram": { "abbreviation": "MO HealthNet HCB waiver", "name": "MO HealthNet's Home and Community-Based (HCB) waiver services for people age 63 and over — the in-home and community care program (including the Aged & Disabled Waiver) that lets a person receive Medicaid-funded care at home instead of in a nursing facility — and MO HealthNet for Children with Developmental Disabilities (MOCDD). These are the programs that apply an absolute income maximum, which a Qualified Income Trust is used to meet. Missouri nursing-facility (institutional) Medicaid instead uses a medically-needy spend-down and does not use a QIT" }, "agency": { "name": "Missouri Family Support Division", "abbreviation": "Missouri FSD" }, "primaryTerm": "Qualified Income Trust", "productModel": "template", "officialTemplateUrl": "https://dssmanuals.mo.gov/wp-content/uploads/2020/10/qit.pdf", "policyManualUrl": "https://dssmanuals.mo.gov/mo-healthnet-for-the-aged-blind-and-disabled/0825-000-00/0825-030-00/0825-030-35/", "policyManualSection": "MO HealthNet for the Aged, Blind, and Disabled (MHABD) Manual §0825.030.35 (Income and Budgeting), which states the QIT rule and the absolute HCB/MOCDD income maximum; the detailed FSD rules are in the Qualified Income Trusts section §1025.015.04.01.02; federal authority 42 U.S.C. § 1396p(d)(4)(B)", "reviewedDate": "2026-07-23", "blockedReason": null }, { "name": "Nevada", "abbreviation": "NV", "slug": "nevada", "url": "https://millertrustguide.com/states/nevada", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "income cap effective 2026 (300% of the SSI Federal Benefit Rate); Personal Needs Allowance effective August 2025 (MAM F-120.5, MTL 08/25) -- Nevada's own published income chart is dated September 2024 and had not been refreshed to 2026 rates as of this kit's research", "ltcProgram": { "abbreviation": "MAABD", "name": "Medical Assistance to the Aged, Blind and Disabled (MAABD) -- Nevada Medicaid's income-eligibility umbrella for both Institutional (nursing-facility) Medicaid and five Home and Community Based Waivers (HCBW): the Waiver for the Frail Elderly (CHIP), the Waiver for Elderly Adult in Residential Care (WEARC), the Assisted Living Waiver (Clark County only), the Waiver for Independent Nevadans (WIN), and the Waiver for Persons with Intellectual Disabilities (MR Waiver). All six pathways are tested against the same income standard under MAM F-520.6, and a QIT can cure excess income under any of them -- not a nursing-home-only mechanism." }, "agency": { "name": "Division of Social Services (DSS), Nevada Department of Human Services -- known until July 2025 as the Division of Welfare and Supportive Services (DWSS)", "abbreviation": "DSS" }, "primaryTerm": "Qualified Income Trust", "productModel": "requirements-brief", "officialTemplateUrl": null, "policyManualUrl": "https://www.dss.nv.gov/siteassets/dwss.nv.gov/content/medical/F-500_-_Treatment_of_Trusts.pdf", "policyManualSection": "Nevada Medical Assistance Manual (MAM), Chapter F-500 \"Treatment of Trusts,\" Section F-520.6 (\"Miller Type or Qualified Income Trusts - QITs\"), MTL 03/25, effective March 25, 2025; cross-referenced by F-525 (Resources), F-530 (Income), F-540 (Transfer of Assets), F-545 (Eligibility & Payments Review), F-550 (Undue Hardship); federal authority 42 U.S.C. § 1396p(d)(4)(B) and 42 CFR 435.725", "reviewedDate": "2026-08-08", "blockedReason": null }, { "name": "New Jersey", "abbreviation": "NJ", "slug": "new-jersey", "url": "https://millertrustguide.com/states/new-jersey", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "CMS January 2026 figures", "ltcProgram": { "abbreviation": "MLTSS", "name": "Managed Long Term Services and Supports" }, "agency": { "name": "New Jersey Division of Medical Assistance and Health Services", "abbreviation": "DMAHS" }, "primaryTerm": "Qualified Income Trust", "productModel": "template", "officialTemplateUrl": "https://www.nj.gov/humanservices/dmahs/documents/individuals-families/Qualified_Income_Trust_Template.pdf", "policyManualUrl": "https://www.nj.gov/humanservices/dmahs/individuals-families/mtrusts.shtml", "policyManualSection": "DMAHS Qualified Income Trusts (QIT) — MLTSS; QIT FAQ (Updated March 2018) + model QIT instrument; NJ adopted QITs effective Dec. 1, 2014 under 42 U.S.C. § 1396p(d)(4)(B)", "reviewedDate": "2026-07-12", "blockedReason": null }, { "name": "Ohio", "abbreviation": "OH", "slug": "ohio", "url": "https://millertrustguide.com/states/ohio", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "CMS January 2026 figures", "ltcProgram": { "abbreviation": "ABD", "name": "Aged, Blind, and Disabled Medicaid (Ohio long-term-care Medicaid, OAC Chapter 5160:1-6)" }, "agency": { "name": "Ohio Department of Medicaid", "abbreviation": "ODM" }, "primaryTerm": "Miller Trust", "productModel": "template", "officialTemplateUrl": "https://dam.assets.ohio.gov/image/upload/medicaid.ohio.gov/Families,%20Individuals/Initiatives/DDR/QIT-template.pdf", "policyManualUrl": "https://codes.ohio.gov/ohio-administrative-code/rule-5160:1-6-03.2", "policyManualSection": "Ohio Administrative Code Rule 5160:1-6-03.2 (effective June 1, 2021; last updated September 12, 2025)", "reviewedDate": "2026-06-23", "blockedReason": null }, { "name": "Oklahoma", "abbreviation": "OK", "slug": "oklahoma", "url": "https://millertrustguide.com/states/oklahoma", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "effective July 2026", "ltcProgram": { "abbreviation": "SoonerCare LTC", "name": "SoonerCare (Oklahoma Medicaid) long-term-care coverage -- nursing facility (NF) vendor care, the ADvantage Waiver (aging/physical-disability home and community-based services), and the DDS waivers (developmental-disability home and community-based services). All three routes test income against the same OAC 317:35-5-41.6 standard and may use a Medicaid Income Pension Trust to cure excess income" }, "agency": { "name": "Oklahoma Health Care Authority", "abbreviation": "OHCA" }, "primaryTerm": "Medicaid Income Pension Trust", "productModel": "requirements-brief", "officialTemplateUrl": null, "policyManualUrl": "https://oklahoma.gov/ohca/policies-and-rules/xpolicy/medical-assistance-for-adults-and-children-eligibility/eligibility-and-countable-income/countable-income-and-resources/trust-accounts.html", "policyManualSection": "OAC 317:35-5-41.6(6)(B) (\"Trust accounts\" -- the Medicaid Income Pension Trust paragraph); cross-referenced by OAC 317:35-19-19 for nursing-facility financial eligibility; federal authority 42 U.S.C. § 1396p(d)(4)(B)", "reviewedDate": "2026-07-23", "blockedReason": null }, { "name": "Oregon", "abbreviation": "OR", "slug": "oregon", "url": "https://millertrustguide.com/states/oregon", "status": "draft", "purchasable": false, "price": null, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "effective January 1, 2026 (OAR 461-155-0250, income standard, PNA, and 300%-SSI methodology all in the same amendment cycle); resource limit effective October 1, 2024 (OAR 461-160-0015)", "ltcProgram": { "abbreviation": "OSIPM", "name": "Oregon Supplemental Income Program Medical (OSIPM) -- ODHS's income-eligibility umbrella for Medicaid long-term care. OAR 461-135-0750 confirms the SAME income standard applies across a Medicaid-certified nursing facility, an Intermediate Care Facility for individuals with intellectual disabilities (ICF-ID), and a home-and-community-based care setting receiving Title 1915(c) waivered services -- one broad standard, not a narrower waiver-only mechanism." }, "agency": { "name": "Oregon Department of Human Services (ODHS), Aging and People with Disabilities (APD) -- handles Medicaid long-term-care financial eligibility determination and Income Cap Trust review via local APD/Area Agency on Aging (AAA) offices. The Oregon Health Authority (OHA) administers the broader Oregon Health Plan (OHP)/Coordinated Care Organization (CCO) medical side and coordinates with APD/AAA on long-term services and supports, but is not the eligibility determiner for the trust itself.", "abbreviation": "ODHS APD" }, "primaryTerm": "Income Cap Trust", "productModel": "requirements-brief", "officialTemplateUrl": null, "policyManualUrl": "https://ch461rules.odhs.oregon.gov/rules/461-145-0540.pdf", "policyManualSection": "Oregon Administrative Rules, OAR 461-145-0540(9)(c) (\"Trusts\" -- Income Cap Trust provisions, effective 1-01-25); cross-referenced by OAR 461-180-0044 (Effective Dates; Income Cap Trust, eff. 7-18-23), OAR 461-135-0750 (Individuals Applying for or Receiving Long-Term Care or Home and Community-Based Care, eff. 7-01-19), OAR 461-155-0250 (Income and Payment Standard; OSIPM, eff. 1-01-26), and OAR 461-160-0015 (Resource Limits, eff. 10-01-24); federal authority 42 U.S.C. § 1396p(d)(4)(B)", "reviewedDate": "2026-08-10", "blockedReason": null }, { "name": "South Carolina", "abbreviation": "SC", "slug": "south-carolina", "url": "https://millertrustguide.com/states/south-carolina", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "CMS January 2026 figures", "ltcProgram": { "abbreviation": "ABD", "name": "Aged, Blind, and Disabled Medicaid — Nursing Home and Home & Community-Based / Community Long Term Care (CLTC) services" }, "agency": { "name": "South Carolina Department of Health and Human Services", "abbreviation": "SCDHHS" }, "primaryTerm": "Income Trust", "productModel": "template", "officialTemplateUrl": "https://img1.scdhhs.gov/forms/FM%20905.pdf", "policyManualUrl": "https://www.scdhhs.gov/members/program-eligibility-and-income-limits", "policyManualSection": "SCDHHS Healthy Connections Nursing Home / HCBS eligibility (Medicaid Cap = 300% of the SSI Federal Benefit Rate) and DHHS Form 905, the Income Trust Agreement (January 2026)", "reviewedDate": "2026-06-24", "blockedReason": null }, { "name": "Tennessee", "abbreviation": "TN", "slug": "tennessee", "url": "https://millertrustguide.com/states/tennessee", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "effective May 1, 2026 (TennCare ABD Trusts Policy 110.055 revision)", "ltcProgram": { "abbreviation": "TennCare CHOICES", "name": "TennCare CHOICES in Long-Term Services and Supports -- covers Nursing Facility care (Group 1) and Home and Community Based Services (HCBS, Groups 2-3), plus Employment and Community First (ECF) CHOICES for individuals with intellectual/developmental disabilities. All groups are tested against the same QIT/income-cap standard under ABD Trusts Policy 110.055 and Tenn. Comp. R. & Regs. 1200-13-20-.06(h)/.08(5) -- not a nursing-home-only mechanism." }, "agency": { "name": "TennCare (Division of TennCare, Tennessee Department of Finance and Administration)", "abbreviation": "TennCare" }, "primaryTerm": "Qualified Income Trust", "productModel": "requirements-brief", "officialTemplateUrl": null, "policyManualUrl": "https://www.tn.gov/content/dam/tn/tenncare/documents/ABDTrusts.pdf", "policyManualSection": "TennCare ABD Manual, Policy No. 110.055, Chapter \"ABD Trusts,\" Section 4.h (\"Qualified Income Trust (QIT) or Miller Trust\"), effective 05/01/2026; Tenn. Comp. R. & Regs. 1200-13-20-.06(h) (\"Qualifying Income Trusts (QIT) for Institutional and ECF CHOICES Applicants\"); cross-referenced by 1200-13-20-.08(5) (Aged, Blind or Disabled Categories) and by Policy No. 115.015, \"Institutional Medicaid\" (revised 01/05/2026), which states the Medicaid Income Cap (MIC) directly: \"The MIC is $2,982 effective 01/01/2026\"; federal authority 42 U.S.C. § 1396p(d)(4)(B)", "reviewedDate": "2026-08-08", "blockedReason": null }, { "name": "Texas", "abbreviation": "TX", "slug": "texas", "url": "https://millertrustguide.com/states/texas", "status": "live", "purchasable": true, "price": 97, "priceCurrency": "USD", "incomeCap2026Single": 2982, "incomeCap2026Couple": 5964, "incomeCapAsOf": "CMS January 2026 figures", "ltcProgram": { "abbreviation": "MEPD", "name": "Medicaid for the Elderly and People with Disabilities" }, "agency": { "name": "Texas Health and Human Services Commission", "abbreviation": "HHSC" }, "primaryTerm": "Miller Trust", "productModel": "template", "officialTemplateUrl": "https://www.hhs.texas.gov/sites/default/files/documents/appendix-xxxvi-sample-qit.pdf", "policyManualUrl": "https://www.hhs.texas.gov/handbooks/medicaid-elderly-people-disabilities-handbook/appendix-xxxvi-qits-mepd-information", "policyManualSection": "Appendix XXXVI (Revision 26-1, Effective March 1, 2026)", "reviewedDate": "2026-05-20", "blockedReason": null } ] }